Privacy Policy

Finky Global Private Limited (“Company”, “We”, “Us”, “Finky”, or “Our”), a private limited company with its registered office at SCO 202, TAU DEVI LAL COMPLEX, OPPOSITE HOTEL OSCAR RESDAN, Jagadhri, Yamunanagar, Haryana 135001, which owns and operates the website www.finky.in and the mobile application ‘Finky’ (collectively referred to as the “Platform”) is committed to protecting Your privacy and the information that You share while using the Platform. We value the trust You place in Us. That’s why, We maintain the highest security standards for securing Your information.

This privacy policy (“Privacy Policy”) specifies the manner in which personal data and other information are collected, received, stored, processed, disclosed, transferred, dealt with, or otherwise handled by the company. This privacy policy does not apply to information that you provide to, or that is collected by, any third-party through the platform, and any third party sites that you access or use in connection with the services offered on the platform.

Please read the privacy policy carefully before using or registering on the platform accessing any material, or information or availing of any services through the platform.

By clicking the “I accept” button provided at the sign-up page for the Platform, You (“You”, “Your” as applicable) accept and agree to be bound by the terms and conditions of this Privacy Policy. This Privacy Policy is incorporated into and subject to Our Terms of Use (“Terms”) and shall be read harmoniously and in conjunction with the Terms. All capitalized terms used and not defined in this Privacy Policy shall have the meaning ascribed to them under the Terms.

This Privacy Policy (i) is an electronic record under the Information Technology Act, 2000 read with rules and regulations made thereunder and is generated by a computer system; and (ii) will not require any physical, electronic, or digital signature.

Collection of Information:

We collect Your Personal Information (defined below) from You when You register or set up an Account with Us on the Platform. You shall be required to set up an Account on the Platform as per the Terms and provide all information as provided in this Privacy Policy if You wish to avail of Services from Us.

This Privacy Policy applies to the following information:

Non-Personal Information: We may also collect non – personal information such as Your internet protocol address, geographic location, operating system, browser type and version, length of visit, page views, website navigation etc. which will not identify with You specifically (“Non – Personal Information”), while You browse, access, or use the Platform. We receive and store Non – Personal Information by the use of data collection devices such as “cookies” on certain pages of the Platform in order to help and analyze Our web – page flow, track user trends, measure promotional effectiveness, and promote trust and safety. We offer certain additional features on the Platform that are only available through the use of a “cookie”. We place both permanent and temporary cookies in Your computer/mobile device’s storage drive.

Transactional Information: When You choose to avail Services on the Platform, or when You make any payments to Us or when You receive any payments from Us for any reason whatsoever, We may collect Your bank account details and the details of the transaction undertaken by You on the Platform (“Transactional Information”). We shall track Your transactions on the Platform for the purposes including but not limited to point out any suspicious Transactions/activity on the Platform. All Transactional Information gathered by Us shall be stored on servers, log files and any other storage system owned by Us or by third parties such as payment aggregators/payment gateways in India. Our primary goal in doing so is to provide You a safe, efficient, smooth, and customized experience on the Platform.

Other Information: In addition to the Personal Information, Non-Personal Information and Transactional Information, We may also request You to provide other information as and when necessary (“Other Information”). We also seek specific permissions from You such as permissions to use the camera or microphone of Your device which enables Us to provide Services to You in a smooth and efficient manner. The Other Information collected by us may include inter alia
(a) Data either created by You or by a third party and which You wish to store on Our Platform and/or servers such as image files, documents etc.
(b) Data available in public domain or received from any third party including social media channels, including but not limited to Personal or Non-Personal Information from Your linked email address etc. as a part of Your Account information.
(c) copies of government identification like driving license, election card etc. (as and when required)
(d) such other information as may be reasonably required for the purpose of providing Services to You or as required under any law for the time being in force.

All information disclosed by You shall be deemed to be disclosed willingly and without any coercion. No liability pertaining to the authenticity, genuineness, misrepresentation, fraud, negligence of the information disclosed shall lie on Us nor will We be in any way responsible to verify any information obtained from You.

Our primary goal in collecting the aforementioned information is to provide You a safe, efficient, smooth, and customized experience on the Platform. The information collected allows Us to provide the Services and features on the Platform that most likely meet Your needs, and to customize the Platform to make Your experience safer and easier. More importantly, while doing so, We collect the above-mentioned Personal Information from You that We consider absolutely necessary for achieving this purpose.

Once You give us your Personal Information, You are not anonymous to Us. Wherever possible, while providing the information to Us, We indicate which fields are mandatory and which fields are optional for You. You always have the option to not provide the Personal Information to Us through the Platform by choosing to not use a particular Service or feature being provided by Us on the Platform, which requires You to provide such information.

We shall be entitled to retain Your Personal Information and other information for such duration as may be required for the purposes specified hereunder and will be used by Us only in accordance with this Privacy Policy. You acknowledge that if We determine that any information You have provided or uploaded violates the terms of this Privacy Policy, We have the right, in our absolute discretion, to delete or destroy such information without incurring any liability to You.

Use of Information

We use the Personal Information, Non-Personal Information, Transactional Information and Other information provided by You for the following:
(i) to provide and improve the Services and features on the Platform.
(ii) to resolve disputes and troubleshoot problems.
(iii) to promote Your safety and the safety of other individuals using the Platform.
(iv) to protect the security and integrity of the Platform and the Services.
(v) to inform You about online and offline offers, products, services, and updates.
(vi) to customize Your experience on the Platform.
(vii) to detect, prevent and protect Us from any errors, fraud and other criminal or prohibited activity on the Platform.
(viii) to enforce and inform about Our Terms.
(ix) to process and fulfill Your request for Services or respond to Your comments, and queries on the Platform.
(x) to contact You.
(xi) to communicate important notices or changes in the Services provided by Us or in the use of the Platform and the terms which govern the relationship between You and Us.
(xii) to analyse usage patterns.
(xiii) for any other any reason incidental to the reasons listed above; and for any other purpose with your consent.

You also specifically agree and consent to Us collecting, storing, processing, transferring, and sharing information (including Personal Information) related to You with third parties such as with entities registered under applicable laws solely for providing Services to You including processing Your Transactions on the Platform. Provided that, the third party entities shall be bound by contractual obligations to keep such information confidential and use it only for the purposes for which We disclose it to them.

We may automatically track certain information about You based upon Your behavior on the Platform. We use this information to do internal research on Your demographics, interests, and behavior to better understand, protect and serve You. This information is compiled and analyzed by the Company on an aggregated and anonymized basis and not individually, and in a manner that does not specifically identify You.

We may occasionally ask You to complete optional online surveys. These surveys may ask You for Your contact information and demographic information (like zip code, age, or income level). We use this information to tailor Your experience on the Platform, providing You with content that We think You might be interested in and to display content according to Your preferences. We use Your Personal Information to send You promotional emails, however, We will provide You the ability to opt-out of receiving such emails from Us. If You opt out, We may still send You non-promotional emails, such as emails about the Services and Your Account on the Platform.

Retention of Information

All information provided by You, save and except upon withdrawal or termination, shall be retained in locations outside the direct control of the Company (for instance, on servers or databases co-locates with hosting providers). We will delete information based on a request received from you within a reasonable period and latest within 90 (ninety) days of receiving a deletion request. However, we may retain such portion of information and for such periods as may be required under applicable law. Notwithstanding anything contained herein, We may retain data after account deletion for reasons including but limited to the following purposes:
(i) if there is an unresolved issue relating to your Account, or an unresolved claim or dispute.
(ii) if We are required to by applicable law; and/or in aggregated and/or anonymized form.
(iii) Company may also retain certain information if necessary for its legitimate business interests, such as fraud prevention and enhancing safety and security of individuals using the Platform.

Sharing of Information

We may disclose Your Personal Information to Our third party vendors, partnered institutions, consultants, and such other individuals bound by contractual obligations to keep such Personal Information confidential and use it only for the purposes for which We disclose it to them. This disclosure may be required for Us, for instance, to provide You access to Our Services, or processing payments made by You, or to validate Your bank accounts and Account information, to facilitate and assist Our marketing and advertising activities/initiatives, for undertaking auditing or data analysis, or to prevent, detect, mitigate, and investigate fraudulent or illegal activities related to Our Services.
Additionally, We may disclose Your information, to the extent necessary:
(i) to comply with applicable laws and to respond to lawful requests and legal process.
(ii) to protect the rights and property of the Company, individuals using the Platform, and others, including to enforce the Terms.
(iii) in an emergency to protect the personal safety and assets of the Company, individuals using the Platform, or any person.

We may, in compliance with applicable laws, share/transfer/assign all of Your Personal Information and other information with any other business entity(ies), in the event of a merger, sale, re-organization, amalgamation, joint ventures, assignment, restructuring of business or transfer or disposition of all or any portion of Our business.

You hereby grant Us consent to share Your information with third parties, as mentioned hereinabove and We shall in no manner be responsible or be under any obligation to inform You or seek additional consent from You for such sharing of information.

Further, You agree and acknowledge that You shall strictly keep all information of other individuals confidential and shall not disclose such information to any third party unless expressly consented to by the individual whose information is being disclosed. In no circumstance whatsoever will We be responsible or liable for any breach of confidentiality by You or other individuals on the Platform.

Security Precautions and Measures

Our Platform has reasonable security measures and safeguards in place to protect Your privacy and Personal Information from loss, misuse, unauthorized access, disclosure, destruction, and alteration of the information in compliance with applicable laws. Further, whenever You change or access Your Account on the Platform or any information relating to it, We offer the use of a secure server. We cannot however ensure or warrant the security of any information You transmit to the Company or guarantee that Your Personal Information and/or other Non-Personal Information provided for availing the Services or Platform may not be accessed, disclosed, altered, or destroyed by a breach of any of Our security measures and safeguards. It is further clarified that You have, for so long as You access and/or use the Platform (directly or indirectly) the obligation to ensure that You shall at all times take adequate physical, managerial, and technical safeguards, at Your end, to preserve the integrity and security of Your data which shall include and not be limited to Your Personal Information.

This Privacy Policy and the security controls and practices implemented by Us to Protect Your Personal Information shall be the reasonable security practices and procedures under section 43A of the Information Technology Act, 2000.

Links to Other Third – party Sites and collection of information

Our Platform may provide links to other third – party Platforms (“Third – Party Sites”) that may collect Your Personal Information including Your IP Address, browser specification, or operating system. We are not in any manner responsible for the security of such information or their privacy practices or content of those Third – Party Sites. Additionally, You may also encounter “cookies” or other similar devices on certain pages of the Third – Party Sites and it is hereby clarified that We do not control the use of cookies by these Third – Party Sites. These third-party service providers and Third-Party Sites may have their own privacy policies governing the storage and retention of Your information that You may be subject to. This Privacy Policy does not govern any information provided to, stored on, or used by these third-party providers and Third-Party Sites. We recommend that when You enter a Third-Party Site, You review the Third-Party Site’s privacy policy as it relates to safeguarding of Your information. You agree and acknowledge that We are not liable for the information published in search results or by any Third-Party Sites.

Your Consent and Changes to Privacy Policy

Withdrawal of consent: You may choose to withdraw Your consent provided hereunder at any point in time. Such withdrawal of the consent must be sent in writing to support@finky.in. In case You do not provide Your consent or later withdraw Your consent, We request you not to access the Platform and use the Services. We reserve the right to not provide You any Services on the Platform upon the withdrawal of Your consent. In such a scenario, We may delete Your information or de-identify it so that it is anonymous and not attributable to You. In the event, We retain Your information post the withdrawal or cancellation of Your consent, it shall only be for the period permitted under applicable laws. We may continue to retain Your information, if required under Applicable Law.

Correcting inaccuracies in the information: You may correct or update any information online. In the event of loss of access details, You may retrieve the same or receive new access details by sending an e-mail to: support@finky.in.

Changes To Our Privacy Policy: We reserve the unconditional right to change, modify, add, or remove portions of this Privacy Policy at any time, by notifying You of such changes. Any changes or updates will be effective immediately. Your continued usage of the Platform post such changes or updates, will serve as your unqualified acceptance of such changes or updates. You should review this Privacy Policy regularly for changes. You can determine if changes have been made by checking the “Last Updated” legend above.

Grievance Officer

If You have any grievance with respect to the Platform or the Services, You may write to the grievance officer, the name and contact details have been provided below:

Name: Anju Dhingra

Email: support@finky.in

We assure You that We shall ensure implementation of the Privacy Policy, make the Privacy Policy available to individuals and put our best efforts to redress Your grievances expeditiously within 15 (fifteen) days from the date of receipt of the grievance.

Questions?

Please feel free to contact us at support@finky.in regarding any questions on the Privacy Policy.

Information Collection

1. Personal Information: We collect information that you voluntarily provide when using the Parcscan app, such as your name, email address, phone number, and payment details when you book a parking space.

2. Device Information: We collect information about the mobile device you use to access our services, including the hardware model, operating system and version, unique device identifiers, and mobile network information.

Use of Information

The information we collect is used in the following ways:

To Provide Services: Your information helps us effectively deliver and improve our parking reservation services.
Customer Support: We use your information to respond to your inquiries and solve any issues you might encounter.
Improvements and Development: We analyze the information to understand user behavior and preferences to enhance the functionality and security of our app.
Marketing Communications: With your consent, we may use your information to send you promotional messages and information about new services we think you will find valuable.

Sharing of Information

Parcscan does not share your personal information with third parties except:

Service Providers: We may share information with companies that provide services on our behalf, such as payment processing, data analysis, email delivery, hosting services, and customer service.
Legal Requirements: We may disclose information if required by law or if disclosure is necessary to protect the rights, property, or safety of Parcscan, our users, or others. This includes exchanging information with other companies and organizations for fraud protection and risk reduction.

Data Security

Parcscan takes robust security measures to protect your information from unauthorized access, alteration, disclosure, or destruction. We implement appropriate technical and organizational measures to ensure data security.

Data Retention

We retain your personal information for as long as necessary to provide the services you have requested, or for other essential purposes such as complying with our legal obligations, resolving disputes, and enforcing our policies.

Your Rights

You have certain rights concerning your personal information, including:

- Access and Correction: You can access and request correction of any personal information we hold about you.
- Deletion: You may also request the deletion of your personal information, subject to certain conditions. Learn more
- Objection and Restriction: You have the right to object to our processing of your data or ask us to restrict processing in certain circumstances.

Changes to This Privacy Notice

Parcscan reserves the right to update this privacy notice at any time. We will notify you of any changes by posting the new privacy notice on this page. You are advised to review this Privacy Notice periodically for any changes.